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Notary Public Commission Exam

Legal Terminology Practice Questions

20 practice questions with detailed explanations — aligned to the Notary Public Commission Exam.

  1. Q1.The term 'Affiant' refers to:

    A.The Notary
    B.The person who makes and signs an affidavit (sworn statement)
    C.The lawyer
    D.The witness
    BThe person who makes and signs an affidavit (sworn statement)

    Explanation: The Affiant is the person swearing to the truth of the affidavit.

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  2. Q2.A 'Deposition' is:

    A.A written statement used in court
    B.The oral testimony of a witness taken out of court, under oath, and reduced to writing
    C.A deed
    D.A notary log
    BThe oral testimony of a witness taken out of court, under oath, and reduced to writing

    Explanation: Notaries (especially those who are court reporters) often swear in witnesses for depositions.

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  3. Q3.The term 'Principal' in a notarization refers to:

    A.The Notary
    B.The Signer (the person whose signature is being notarized)
    C.The bank
    D.The amount of the loan
    BThe Signer (the person whose signature is being notarized)

    Explanation: The Principal is the main party to the transaction (the signer).

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  4. Q4.'Jurisdiction' refers to:

    A.The notary's office
    B.The geographic area where the notary has authority to act
    C.The fee charged
    D.The court system
    BThe geographic area where the notary has authority to act

    Explanation: Jurisdiction is the physical territory (usually the whole state) where the notary can function.

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  5. Q5.An 'Instrument' in legal terms is:

    A.A musical device
    B.A legal document (like a deed, contract, or will)
    C.The notary seal
    D.A pen
    BA legal document (like a deed, contract, or will)

    Explanation: In notary law, an instrument is the written document being notarized.

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  6. Q6.A 'Codicil' is:

    A.A type of fish
    B.A supplement or addition to a will
    C.A power of attorney
    D.A real estate lease
    BA supplement or addition to a will

    Explanation: A Codicil modifies an existing will. It requires the same formalities (witnesses/notarization) as the original will.

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  7. Q7.'SS.' (Scilicet) found in the Venue section means:

    A.Social Security
    B.So Signed
    C.To Wit (namely/that is to say)
    D.State Seal
    CTo Wit (namely/that is to say)

    Explanation: It is a Latin abbreviation meaning 'to wit' or 'namely', introducing the location details.

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  8. Q8.A 'Power of Attorney' is:

    A.A lawyer
    B.A document authorizing a person (Agent/Attorney-in-Fact) to act on behalf of another (Principal)
    C.A court order
    D.A notary commission
    BA document authorizing a person (Agent/Attorney-in-Fact) to act on behalf of another (Principal)

    Explanation: The POA is the document. The person receiving the power is the Attorney-in-Fact.

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  9. Q9.'Errors and Omissions' (E&O) refers to:

    A.Criminal acts
    B.Negligence or mistakes made by the notary
    C.Missing signatures
    D.Lost journals
    BNegligence or mistakes made by the notary

    Explanation: E&O is liability for unintentional mistakes.

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  10. Q10.A 'Statute' is:

    A.A law enacted by a legislature
    B.A statue of a famous person
    C.A court ruling
    D.A notary rule
    AA law enacted by a legislature

    Explanation: Statutes (state laws) govern notary practice.

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  11. Q11.'Subscribe' means:

    A.To pay a monthly fee
    B.To sign one's name to a document
    C.To watch a video
    D.To swear an oath
    BTo sign one's name to a document

    Explanation: To subscribe is to write one's signature (usually at the bottom/end of the document).

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  12. Q12.A 'Guardian' is:

    A.A notary
    B.A person appointed by a court to care for a minor or incompetent person
    C.A police officer
    D.A witness
    BA person appointed by a court to care for a minor or incompetent person

    Explanation: Guardians often sign documents on behalf of their wards.

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  13. Q13.'Prima Facie' evidence means:

    A.False evidence
    B.Evidence that is sufficient to prove a fact unless rebutted
    C.Primary face
    D.No evidence
    BEvidence that is sufficient to prove a fact unless rebutted

    Explanation: A notarized signature is 'prima facie' evidence that the signature is genuine. The burden of proof shifts to the person claiming it is forged.

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  14. Q14.'Authentication' (of a notary) refers to:

    A.Checking their ID
    B.A government agency verifying that a notary is active and their signature matches the record (for foreign use)
    C.The notary signing the document
    D.The signer signing the journal
    BA government agency verifying that a notary is active and their signature matches the record (for foreign use)

    Explanation: This leads to an Apostille or Certificate of Authority.

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  15. Q15.'Capacity' refers to:

    A.The size of the room
    B.The legal qualification or authority of a person to sign (e.g., as President, as Trustee)
    C.The volume of the voice
    D.The fee charged
    BThe legal qualification or authority of a person to sign (e.g., as President, as Trustee)

    Explanation: Signing in a 'representative capacity' means signing on behalf of another entity.

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  16. Q16.A 'Mortgage' or 'Deed of Trust' is:

    A.A loan application
    B.A document that creates a lien on property as security for a debt
    C.A title deed
    D.A check
    BA document that creates a lien on property as security for a debt

    Explanation: These are the primary documents securing real estate loans.

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  17. Q17.'Perjury' is:

    A.Lying under oath
    B.Stealing a seal
    C.Failing to sign
    D.Overcharging
    ALying under oath

    Explanation: If a signer lies after taking a Jurat (oath), they commit perjury.

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  18. Q18.'Venue' is:

    A.The court
    B.The place (State/County) where the notarization occurs
    C.The meeting
    D.The document
    BThe place (State/County) where the notarization occurs

    Explanation: Venue = Location.

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  19. Q19.'Coercion' means:

    A.Cooperation
    B.Forcing someone to do something against their will
    C.Signing together
    D.Paying a fee
    BForcing someone to do something against their will

    Explanation: Notaries must screen for coercion (lack of willingness).

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  20. Q20.'Bond' (Notary Bond) is:

    A.A friendship
    B.An insurance policy protecting the *public* from the notary's mistakes
    C.An insurance policy protecting the *notary*
    D.A fee paid to the state
    BAn insurance policy protecting the *public* from the notary's mistakes

    Explanation: A surety bond protects the public. If the notary causes harm, the bond pays the victim (and then comes after the notary for reimbursement). E&O insurance protects the notary.

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