450 practice questions across 10 topics, each with a written explanation of why the correct answer is correct. Start below — the first questions are free and no account is required.
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General Insurance Concepts
Answer: A. Pure risk involves only the chance of loss or no loss. Insurance is designed to cover pure risk rather than situations that also include a chance for profit.
Property Insurance
Answer: D. Actual cash value generally equals replacement cost minus depreciation. It reflects the value of used property at the time of loss rather than the cost of a brand-new replacement.
Casualty & Liability Insurance
Answer: B. Coverage A of the CGL is best described as bodily injury and property damage liability coverage. This definition matches how the concept is tested on standard P&C licensing exams.
Work through every topic on the Insurance P&C question directory, or start the timed practice test above.
The Insurance P&C exam typically has 150 (varies by state). The exact count varies by state and exam version. VoltExam gives you 450 practice questions covering every topic tested.
The passing score for the Insurance P&C exam is typically 70%. Scoring significantly above the minimum on practice tests before exam day is strongly recommended to account for real-exam pressure.
The sponsor of the Insurance P&C exam does not publish a pass rate, so VoltExam does not estimate one or claim that practice predicts the result.
Most candidates study 4–8 weeks for the Insurance P&C exam. Study time varies based on prior experience. Focusing on practice questions with explanations is the most time-efficient preparation method.
The Insurance P&C exam covers topics including: General Insurance Concepts, Property Insurance, Casualty & Liability Insurance, Auto Insurance, Homeowners Insurance, and 5 more topic areas. VoltExam's free study mode organizes 450 quick-study questions by concept so you can target weak areas efficiently.