Insurance P&C Prep

Most state P&C insurance exams have 125–150 multiple-choice questions split between a General Lines section and a State Law section. Passing typically requires 70%. PSI and Pearson VUE are the most common exam administrators.

The P&C exam covers property insurance (homeowners, commercial property, inland marine), casualty insurance (auto, general liability, workers' comp), policy structure and endorsements, underwriting principles, claims handling, insurance regulations, and state-specific insurance law. Personal lines make up the largest tested section.

The P&C exam has a national first-time pass rate of roughly 60–65%. The volume of coverage types and state law nuances trips up many candidates. Consistent practice with exam-format questions and a solid understanding of each policy type are the biggest differentiators.

Yes. Most states require passing both the General Lines and State Law sections. In some states these are administered as a single combined exam. If you fail one section, you may need to retake only that section — check with your state's Department of Insurance.