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Insurance P&C Prep

LicensingLive on App Store

Insurance P&C Prep is an iOS app for the property and casualty insurance license exam — it includes 1,000+ practice questions covering personal lines, commercial lines, underwriting principles, claims handling, and state insurance regulations, plus a built-in coverage type reference guide, for $49.99 with lifetime access, no subscription, works offline.

iOS · Android coming soon · Free to download · $49.99 one-time unlock

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1,000+Practice Questions
2026Latest Edition
OfflineNo Wi-Fi Needed
$49.99Lifetime Access

Everything You Need to Pass the Property & Casualty Insurance License Exam

Coverage Reference Guide

Coverage type reference guide with property, casualty, and liability policy breakdowns

1,000+ Practice Questions

1,000+ P&C insurance license exam questions covering underwriting, claims, and regulations

Works Offline

Full offline access — study at home, the office, or anywhere without Wi-Fi

Progress Tracking

Per-topic progress tracking across all property & casualty exam content areas

What’s on the Insurance P&C Exam?

Personal Lines: Homeowners (HO-3/HO-5), Auto, and Renters Insurance~30%
Commercial Lines: CGL, Business Auto, and Commercial Property~25%
Underwriting Principles, Policy Structure, and Exclusions~20%
Claims Handling, Subrogation, and Loss Settlement~15%
State Insurance Regulations, Licensing, and Ethics~10%

Topic weights are approximate. VoltExam’s question bank covers every topic area above.

How It Works

Step 01

Download Free

Free to download on the App Store — unlock everything once for $49.99.

Step 02

Practice Daily

Built-in calculators you'll use on the job — not just quizzes.

Step 03

Pass First Try

$49.99 once. No subscriptions. No recurring fees.

Pricing

Best Value

VoltExam

$49.99one-time

  • Pay once, use forever
  • No monthly fees
  • Full offline access
  • All updates included

Competitors

$60–$180/year

  • Subscription required
  • Lose access if you cancel
  • Often requires Wi-Fi
  • Recurring fees forever

Insurance Agents Who Passed Their P&C License Exam First Try

Passed my P&C license exam on the first try. The coverage type breakdowns made commercial lines finally click after weeks of confusion.

Priya S., Insurance Agent, Texas

The state law questions were harder than what was on my actual exam. That's exactly the preparation you need going in.

Kevin L., P&C Agent, Ohio

Frequently Asked Questions

How many questions are on the property and casualty insurance exam?

Most state P&C insurance exams have 125–150 multiple-choice questions split between a General Lines section and a State Law section. Passing typically requires 70%. PSI and Pearson VUE are the most common exam administrators.

What topics are covered on the P&C insurance exam?

The P&C exam covers property insurance (homeowners, commercial property, inland marine), casualty insurance (auto, general liability, workers' comp), policy structure and endorsements, underwriting principles, claims handling, insurance regulations, and state-specific insurance law. Personal lines make up the largest tested section.

How hard is the property and casualty insurance exam?

The P&C exam has a national first-time pass rate of roughly 60–65%. The volume of coverage types and state law nuances trips up many candidates. Consistent practice with exam-format questions and a solid understanding of each policy type are the biggest differentiators.

Do I need to pass both sections to get my insurance license?

Yes. Most states require passing both the General Lines and State Law sections. In some states these are administered as a single combined exam. If you fail one section, you may need to retake only that section — check with your state's Department of Insurance.

Get Your P&C Insurance License — Start Studying Free

Free to download. 1,000+ P&C exam questions + coverage reference guide — unlock once for $49.99.

Download on theApp Store

Free Insurance P&C Prep Practice Questions

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