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🛡️Insurance License Exam

Property & Casualty Insurance License

Pass your state P&C insurance license exam with 1,000+ practice questions. Master policies, underwriting, claims, and state regulations.

Practice Questions
1,000+
Topics Covered
12
Avg Rating
4.8★
60 reviews

P&C Insurance License

State-administered by Prometric or PSI. Most states: 100–150 questions, 70% passing. Separate P exam (property only) and C exam (casualty only) OR combined P&C.

National first-time pass rate: about 55%. California casualty-only is notoriously hard (32% first attempt). The app covers all states. Topics vary slightly by state — VoltExam flags state-specific differences.

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Free to start. Premium plans available.

Core Topics

Property Insurance Fundamentals
Casualty Insurance Fundamentals
Homeowners Policy (HO-3 & HO-5)
Commercial Lines Coverage
Auto Insurance (PAP & BAP)
Liability Coverage Types
Underwriting Principles
Claims Handling Process
State Insurance Regulations
Ethics & Code of Conduct
Surety Bonds & Specialty Lines
Federal Insurance Programs (NFIP, FAIR)

Simple Pricing

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$0
  • ✓ 100+ practice questions
  • ✓ Basic topic overview
  • ✓ Mobile app access
  • ✗ Full question bank
  • ✗ Study guides

Monthly

$9.99/mo
  • ✓ 1,000+ practice questions
  • ✓ Full study guides
  • ✓ Progress tracking
  • ✓ Offline mode
  • ✓ Mobile + web access

Lifetime

Best Value
$19.99/once
  • ✓ 1,000+ practice questions
  • ✓ Full study guides
  • ✓ Lifetime access
  • ✓ Priority support
  • ✓ Free future updates

Frequently Asked Questions

Do I need to take P and C separately?

Depends on your state. Some states offer a combined P&C exam, others require separate P (Property) and C (Casualty) exams. Check your state insurance department's website for exam options.

How hard is the exam?

Moderate to difficult. National first-time pass rate is about 55%. California casualty-only is notoriously hard (32% first-time pass). Most states: 100–150 questions, 70% passing score.

What states have the hardest exams?

California (especially casualty-only) has one of the hardest pass rates. States like New York, Texas, and Florida also have challenging exams. However, difficulty depends on your study level.

How long does the license take to get?

Once you pass: 1–2 weeks for background check and approval. Total time from start to license: 4–8 weeks if you study efficiently.

What continuing education is required?

Most states require 15–24 hours of CE every 2 years. Many states offer online CE options. Your employer may cover CE costs.

Can I sell both P and C with one license?

If you pass a combined P&C exam, yes. If you took P and C separately, you have both licenses. Either way, you can sell all property and casualty products.